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Cancelled Credit Cards: Substantial Risk of Future Injury as a Basis for Standing in Data Breach Cases

Jun 1, 2018 | Case Note, Consumer Protection, Jennifer Wilt

By Jennifer Wilt Abstract In In re SuperValu, Inc. (subsequently referred to as Alleruzzo), the Eighth Circuit deepened the circuit split on the issue of whether the substantial risk of future identity theft is sufficient to establish the injury-in-fact prong of...

The High Cost of Free-To-Play Games: Consumer protection in the New Digital Playground

Jun 1, 2017 | Comment, Consumer Protection, Erik Allison

By Erik Allison Abstract While mobile games such as Candy Crush Saga and Clash of Clans cost nothing to download, these games frequently prompt players to use real money to purchase the games’ digital currency, in-game lives, or new levels of the game not available to...

Are Validation Notices Valid? An Empirical Evaluation of Consumer Understanding of Debt Collection Validation Notices

Mar 1, 2017 | Article, Consumer Protection, Jeff Sovern, Kate E. Walton

By Jeff Sovern and Kate E. Walton Abstract A principal protection against the collection of consumer debts that are not actually owed is the Fair Debt Collection Practices Act’s (FDCPA) validation notice, which obliges debt collectors demanding payment to notify...

Soggy Debt—The Seventh Circuit Widens the Split on FDCPA Liability for Time-Barred Claims in Bankruptcy

Mar 1, 2017 | Bankruptcy, Case Note, Consumer Protection, Elijah J. Stone

By Elijah C. Stone Abstract In Owens v. LVNV Funding, LLC, the Seventh Circuit added its voice to the fray over whether filing a time-barred proof of claim in a Chapter 13 bankruptcy violates the Fair Debt Collections Practices Act (FDCPA). The divided panel declined...

Antitrust and Consumer Protection

Jun 1, 2012 | Article, Consumer Protection, Leslie Sara Hyman, Michael Ferrill

By Michael Ferrill, Leslie Sara Hyman, and Soledad Valenciano Abstract Consumer welfare is the common concern of the antitrust laws and the Texas Deceptive Trade Practices – Consumer Protection Act (DTPA). Antitrust, however, is primarily addressed to the misuse...

The Dodd-Frank Wall Street Reform and Consumer Protection Act: What Caused the Financial Crisis and Will Dodd-Frank Prevent Future Crises

Dec 1, 2011 | Article, Banking and Finance, Charles W. Murdock, Consumer Protection

By Charles W. Murdock Abstract During the summer and fall of 2008, a financial crisis exploded that threatened to plunge the world into an economic meltdown similar to, or worse than, the Great Depression of 1929 and ensuing years. The crisis was triggered by a drop...

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