Sep 1, 2016 | Banking and Finance, Foreword, Julia Patterson Forrester
By Julie Patterson Forrester Abstract The global financial crisis of 2007-2008 thrust mortgage lending regulation to the forefront of discussions by policymakers and legislators. The crisis triggered a global recession, and in the United States, millions of homeowners...
Sep 1, 2016 | Article, Banking and Finance, Christopher K. Odinet
By Christopher K. Odinet Abstract The standard residential mortgage contract is due for a reappraisal in light of today’s mortgage lending and regulatory environment. The goals of Dodd-Frank and the CFPB have been geared toward creating better stability in the...
Dec 1, 2011 | Article, Banking and Finance, Charles W. Murdock, Consumer Protection
By Charles W. Murdock Abstract During the summer and fall of 2008, a financial crisis exploded that threatened to plunge the world into an economic meltdown similar to, or worse than, the Great Depression of 1929 and ensuing years. The crisis was triggered by a drop...
Dec 1, 2010 | Article, Banking and Finance, Mehrsa Baradaran
By Mehrsa Baradaran Abstract In the fall of 2008, the United States experienced an unprecedented financial collapse that has dramatically affected global financial markets and called into question banking practices and regulations previously thought to be sound....
Mar 1, 2010 | Article, Banking and Finance, Insurance Law, Ronen Perry
By Ronen Perry Abstract The recent economic crisis showcased some of the main deficiencies of existing regulatory systems and rekindled the debate over the importance and scope of regulation in general and of financial services regulation in particular. Against this...
